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Undergraduate Loan Rates

Loan Type Interest Rate Origination Fees How to Apply

Direct subsidized & unsubsidized loans

Preferred loan features:

  • Established credit not needed
  • No payment due immediately
  • Variety of repayment options
 6.53% 1.057% FAFSA

Additional option 1: Direct PLUS loans for parents
To cover the gap of tuition and fees owed – or to borrow for living expenses.

 9.08% 4.228% StudentAid.gov
Additional option 2: Alternative loans through a private lender
Can be in the student, parent or sponsor name. Disbursement amounts can be tailored to fit a student's enrollment schedule.		 Varies, Typically 4.5-14.5% None Alternative Loans Page

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