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Apply for an Alternative Loan

Visit https://choice.fastproducts.org/FastChoice/home/639900/1 to 

  • View and compare lenders.
  • Check borrower benefits, rates and terms.
  • Apply directly through the lender's website.

Key Points to Consider

Please consider all grants, scholarships and federal loans before applying for an Alternative Student loan. We encourage you to borrow responsibly.

Apply with a Co-signer

A co-signer may increase your chance of loan approval and may help you qualify for a lower interest rate.

How You Receive the Funds

Lenders send the funds directly to the college. Student Accounts will apply the funds to your bill and distribute any remaining funds to you.

Repayment

No payments are due while you are enrolled at least half-time. (6 credits for undergraduates, 3 credits for graduate students). To reduce the cost of your loan, you can make payments anytime while still in school with zero repayment penalty fees.

Borrowing Limits

All financial aid you receive for the academic year cannot exceed your Cost of Attendance (COA). Subtract your current aid from your COA to determine how much you can borrow with an alternative loan.

Estimate Your Interest

Estimate the amount of interest you would accrue each month by viewing this Monthly Accrued Interest Table.

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